So you want to buy a home? Before you start looking be prepared to speak with a loan officer and get a prequalification letter to go along with your offer. How does one find a loan officer? When you need someone to work in your home, you seek advice from people you trust to avoid problems and aggravation. In the case of your home purchase, your Realtor is probably your best "go to" person. Your Realtor works with loan officers constantly and knows which one get what they need up front to avoid delays at closing. If you seek out 2 referred lenders you can then check to see what their rates and closing costs are, and whether they can get your loan approval in a timely manner. By talking to two people, you can get a feel about who you are more comfortable working with. Many loan officers will come to your closing to ensure the closing goes smoothly and step in where help is needed.