1) Thou shalt not change jobs or become unemployed.

2) Thou shalt not buy a car, truck, van, or boat.

3) Though shalt not use your credit cards or have late payments on them.

4) Thou shalt not spend the money you have saved for your your down payment.

5) Thou shalt not buy furniture, appliances, or cars before you close on your home.

6) Thou shalt not originate any new inquiries on your credit report.

7) Thou shalt not make any big deposits into your bank accounts.

8) Thou  shalt not change bank accounts or add new credit cards.

9) Thou shalt not co-sign for anyone.

10)Thou shalt not purchase ANYTHING until you have closed and funded and have the        keys to your home in your hands.